SBI,HDFC ANE ACIC BANK MA KHOLAVO ZERO BALANCE ACCOUNT
New delhi date. 28: Take a look at your bank account. Seeing this, your blood will be boiled, how the bank is eating your hard earned money slowly and slowly like a windpipe. Most of the banks are blowing up small amounts of money from your account in the name of bank charges. Almost all banks cut off the funds from your account on the name of fees to issue monthly debit card (MAB) or debit cards, or the closure of the bank account.
But the good news for you is that you can do one thing very easily to get rid of these loops of banks. You can open Zero Balance Accounts in SBI, ICICI and HDFC Bank. All the banking requirements of these banks are met by the Zero-Balance Account of the banks and the bank can not take any kind of charge from you.
However, zero balance accounts of these banks are for poor people, but anybody can open these accounts. For this, only the documents required for KYC will be required. If you go to SBI by taking KYC documents, your account will be opened. Whereas private banks such as HDFC and ICICI Bank can not refuse to open zero balance accounts.
The most important thing about this account is that it does not have to be absolutely necessary to open it that you have a rupee. Zero balance in the account stands for this bank account. You can operate this zero balance account on a single, joint or any nomination, even on the basis of the pre-nomination. Also, these accounts with zero balances have the same interest rate as a normal bank account. That is, you can get 3.5% interest on a zero balance deposit at less than Rs 1 crore.
There is no cost to issue a debit card for this zero balance account. Generally a debit card of Rs 100-300 will be issued on normal bank account. The bank issues ATM-debit cards on a zero-balance account basically. It is issued free of charge. Another important thing is that there is no charge for closing a zero balance account. However, only HDFC Bank charges a charge of Rs 500 for a zero balance account, which is closed from one year to the next 15 days after opening. If there is no charge for closing the account after 1 year then there is no charge.
●Full details below given ⬇️⬇️